Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content As of Today, You’re Different. Help others achieve life-long financial balance with just a desire to be something different. What Smart Investors Know Savvy investors take the time to separate emotion from fact. Recognizing the Challenges of Custodial Care The goal for most, when planning for retirement, is to ensure financial independence and never run out of money.