Products & Services
As an independent investment advisory firm, Cullen serves the individual needs of each client with a broad array of products and services, including:
- Investment Advisory Services
- Financial Planning / Consulting
- Retirement Plan Services
Investment Advisory Services
The successful investor follows a strategy that increases the probability that their goals will be realized. Rates of return are imperative, but so is capital preservation. Taxes, inflation, and expenses must also be considered to ensure that the real rate of return to the investor provides the growth and income required.
As an independent Registered Investment Advisor, we provide fee-based money management services to qualified investors. Individual stocks, bonds, and mutual funds are carefully selected to create a portfolio suitable for each client’s objectives. These portfolios are monitored for performance, and periodic reviews are prepared to ensure that client objectives are realized. Other investment management services include management of portfolios for pension plans, profit sharing plans, individual and corporate accounts, professional associations and other institutions.
Financial Planning / Consulting
We believe that a well-crafted financial plan is crucial to the success of both the individual and the firm. Our financial planning services can take a comprehensive or a targeted view of such areas as:
- Retirement Planning
- College Expenses
- Insurance and Estate Planning
- Budgeting
We assess the current situation of each individual client before developing a plan specific to their goals. Our motivation is to look objectively and independently at each situation and provide appropriate guidance.
Retirement Plan Services
Tax sheltered investing is crucial to the long-term investor. We work with business owners to design, implement, and manage retirement plans that benefit both owners and their employees. From one-person plans to large company plans, from SIMPLE IRAs to 401(k)s, our goal is to structure and service a plan that meets the needs of the client.
Our retirement plan services include Profit Sharing, 401(k), Money Purchase, SIMPLE-IRA, SEP-IRA, and Defined Benefit plans, as well as traditional and Roth IRAs.