Products & Services
As an independent, full-service firm, Cullen serves the individual needs of each client with a broad array of products and services, including:
- Investment Advisory Services
- Traditional Brokerage Services
- Financial Planning / Consulting
- Retirement Plan Services
- Insurance
Investment Advisory Services
The successful investor follows a strategy that increases the probability that their goals will be realized. Rates of return are imperative, but so is capital preservation. Taxes, inflation, and expenses must also be considered to insure that the real rate of return to the investor provides the growth and income required.
As an independent Registered Investment Advisor, we provide fee-based money management services to qualified investors. Individual stocks, bonds, and mutual funds are carefully selected to create a portfolio suitable for each client’s objectives. These portfolios are monitored for performance, and periodic reviews are prepared to insure that client objectives are realized. Other investment management services include management of portfolios for pension plans, profit sharing plans, individual and corporate accounts, professional associations and other institutions.
Traditional Brokerage Services
As an FINRA registered broker dealer, we offer traditional commission-based brokerage services. These services provide clients with access to individual stocks and bonds, including Louisiana tax-free municipal bonds as well as mutual funds, certificates of deposit, money market accounts, and many other investment products. To compliment these services and to assist in the decision making process, we have access to outstanding research from different independent organizations.
Financial Planning / Consulting
We believe that a well-crafted financial plan is crucial to the success of both the individual and the firm. Our financial planning services can take a comprehensive or a targeted view of such areas as:
- Retirement Planning
- College Expenses
- Insurance and Estate Planning
- Budgeting
We assess the current situation of each individual client before developing a plan specific to their goals. Our motivation is to look objectively and independently at each situation and provide appropriate guidance.
Retirement Plan Services
Tax sheltered investing is crucial to the long-term investor. We work with business owners to design, implement, and manage retirement plans that benefit both owners and their employees. From one-person plans to large company plans, from SIMPLE IRAs to 401(k)s, our goal is to structure and service a plan that meets the needs of the client.
Our retirement plan services include Profit Sharing, 401(k), Money Purchase, SIMPLE-IRA, SEP-IRA, and Defined Benefit plans, as well as traditional and Roth IRAs.
Insurance
We provide insurance services for both individual and corporate group needs. We believe in using high quality, affordable insurance to cover potential loss of life, health, or the ability to work. Our goal remains in the best interest of the client, whether we conduct an advisory review or valuation, or provide the products themselves.